Motor Trade Insurance Quotes Online:
Motor trade insurance cover is intended to safeguard people making a living through the buying and selling of motor vehicles and those involved in repairing, fixing, valeting or anything else associated with cars, motorbikes or commercial vehicles. Motor trade insurance offers protection for all businesses involved in the motor trade, whether large or small. Even people who work in the motortrade part time require appropriate insurance cover. You’ll be able to compare motor trade insurance quotes which have differing levels of cover, various features & differing amounts or types of insurance cover.
Motor Traders must select a policy which meets their needs and fits their finances.
Motor trade insurance policies – which type to choose?
Compare Motortrader insurance plans – the 3 main types of cover
‘Road Risk Only’ Motor Trade Insurance Cover
Motortrader Insurance quotes offering ‘Road risk only’ give three forms of protection:
‘Third Party Only’ motortrade insurance policies also known as a ‘Third Party Road Risks’ Insurance policy.
A motor trader legally has to get at least ’3rd Party Only’ motor trade insurance plan if they:
1: Profit from the buying & selling of cars and vehicles.
2: Offer the general repair and servicing of any type of motor vehicle.
3: Use either your own or customers motor vehicle on a public highway (eg cover for road tests).
4: Repair or restore any vehicle, including bodywork and paintshops.
5: Valet cars (carwash services), is a mobile engine tuner or works as a vehicle fitter.
6: Own either a garage or MOT service station.
Third Party Only motor trade insurance policies offer a basic level of cover & protects a motortrader for any damage to third party property, injuries to a third party or even any third party fatality caused by any motor vehicle linked to the business.
Third Party Fire and Theft motor trade insurance protects a motortrader for all the above but also includes protection for any damage to their motor trade business caused by accidents or fire or any theft of vehicles from the motortraders business on top of the benefits mentioned previously.
Fully Comprehensive Motor Trade Insurance quotes protect the motortrader for damage caused to vehicles associated to business, on top of the afforementioned third party fire & theft damages.
Liability Motor Trade Insurance Policy.
Liability motor trade insurance cover is designed specifically for traders who may allow the general public on his premises in the course of their work and also those who employ staff and repair, service or restore vehicles.
Liability Insurance Cover for MotorTrade comes in 3 forms:
1. Product, Sales & Service Indemnity
2. Public Liability
3. Employers Liability
Combined Motor Trade Insurance Quotes.
This kind of insurance plan is an in depth policy which protects a motor traders whole business. A combined motor trade insurance plan protects motor vehicles, cash, any liabilities and the traders premises, tools & contents – even motortraders working from home are covered. Whether you sell cars, repair vehicles or wash and valet cars, a motor trader insurance policy is essential.
The motor trader must choose the right amount of coverage to best fit their requirements, but it can be advisable to contact a specialist motor trade insurance adviser such as Insurance4MotorTrade who could offer expert guidance on what level of protection is necessary for your motor trade business.
Compare cheap motor trade insurance quotes for:
- Vehicle Sales Insurance
- Auto Electrician Insurance
- Car Valeter Insurance
- Car Alarm Installer Insurance
- Body Repairer Insurance
- Mobile Tuner Insurance
- Tyre and Exhaust Fitters Insurance
- Vehicle Delivery Agent Insurance
- Vehicle Repairer Insurance
- Windscreen Fitter Insurance
- Breakdown and Recovery Insurance
- Salvage & Repair Dealers Insurance
Cheapest UK Motor Trade Insurance Quotes Online Guaranteed – or we’ll give you your money back!*
Compare Motor Trade Insurance Online and get a free quote now:
* Take out an insurance policy with Insurance4Motortrade and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like for like basis, we will cancel the Insurance policy and issue you with a full refund.
